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General Qualifications

     To qualify for financial assistance, a student must be admitted into a degree-granting course of study, be meeting TAMIU's Satisfactory Academic Progress Policy (SAPP), and must not be in default or delinquent on any student loan with the University, State or Federal government. The student must not owe a balance for Federal Title IV Funds returned due to complete withdrawal from TAMIU or any other state or private institution (see Return of Funds Due to Complete Withdrawal). Students must be enrolled at least six (6) hours to be eligble for any loan under the Federal Direct Loan Program.


     Financial need is the difference between your cost of attendance at TAMIU (this includes tuition, fees, books, supplies, room and board, transportation, and personal expenses) and the amount the family is able to contribute (EFC) toward those educational costs. Your Estimated Family Contribution is calculated by the Department of Education using your financial aid application. Some factors taken into consideration when calculating your EFC are parental income and assets and student's income and assets.

Cost of Attendance - Expected Family Contribution = Need

Some financial aid is need-based, meaning you must demonstrate need in order to qualify for this type of aid (such as Pell Grant). Other aid, such as scholarships are merit-based (not need-based), meaning that you do not have to demonstrate need in order to be eligible. The total amount of aid a student receives, whether it is need-based or non-need based, cannot exceed a student's cost of attendance.



     In order to be eligible for federal aid, a student must be a U.S. Citizen, U.S. National, or an eligible Non-Citizen who holds an Alien Receipt Card (Form I-151 or Form I-551).


   Students must be Texas residents in order to qualify for state aid.


Satisfactory Academic Progress Policy

     Federal regulations require the Office of Financial Aid to monitor student progression towards the completion of a degree and/or certificate program at the undergraduate and graduate levels.  The Satisfactory Academic Progress Policy (SAPP) includes quantitative and qualitative measures of progress.  The quantitative measure requires that a specific number of credits be completed each academic year to remain eligible for financial aid.  The qualitative measure requires maintaining a minimum institutional Grade Point Average (GPA).

Compliance with the SAP Policy will be verified at the end of each semester. SAPP rules apply to all semesters of enrollment whether financial aid was received or not.

Click here for the current SAP Policy.

Non Degree/Non Certification Or Transient Students

     Federal regulations state that only individuals enrolled as a regular student in an eligible program can receive federal or state aid. A regular student is one who is enrolled for the purpose of obtaining a degree or certificate offered by the institution. Students enrolling at TAMIU for the summer or for one semester and are not following a TAMIU degree or certification plan are not eligible for federal or state financial aid.

Dual Enrollment

     If a student is dually enrolled at TAMIU and another institution, Pell-eligible, undergraduate students can request reimbursement of Pell Grant for the additional hours taken at another institution. Students requesting reimbursement must be enrolled for more hours at TAMIU. In order to request Pell Grant reimbursement, students must submit the Financial Aid Consortium Agreement and a copy of the receipt from the other institution indicating a zero balance. Deadline to submit the Consortium Agreement is the 12th class day of the semester (4ht class day for summer) for which you are applying.

At the end of the semester, students must submit an official transcript from the other institution to the University Registrar. Failure to do so will result in a hold being placed on your account. All hours taken at another institution that are reimbursed through dual enrollment are subject to TAMIU's Satisfactory Academic Progress.

Gainful Employment Programs

At TAMIU, additional certificate programs are offered, however Title IV assistance is currently NOT approved for such programs by the U. S. Department of Education.   In accordance with current guidelines, financial aid can be offered to students in a 'certificate program' only if the SCHOOL is awarding the certificate. At TAMIU, the certificate is not awarded by the SCHOOL but rather from the State of Texas; the student completes all required coursework at TAMIU which allows the student to 'sit' for certification at the State level, but students NOT certified by the State of Texas will not be allowed to 'practice/work' in Texas.

Texas A&M International University
Zaffirini Student Success Center Suite 214
5201 University Blvd.
Laredo, TX 78041

Phone (956) 326-2225
Fax (956) 326-2224