General Financial Aid Information


General Qualifications

To qualify for financial assistance, a student must be admitted into a degree-granting course of study (some graduate certificate programs are eligible for aid), be meeting TAMIU's Satisfactory Academic Progress Policy (SAPP), and must not be in default or delinquent on any student loan with the University, State or Federal government. The student must not owe a balance for Federal Title IV Funds returned due to complete withdrawal from TAMIU or any other state or private institution (see Return of Funds Due to Complete Withdrawal). Students must be enrolled at least six (6) hours to be eligble for any loan under the Federal Direct Loan Program.


Financial need is the difference between your cost of attendance at TAMIU (this includes tuition, fees, books, supplies, room and board, transportation, and personal expenses) and the amount the family is able to contribute (EFC) toward those educational costs. Your Estimated Family Contribution is calculated by the Department of Education using your financial aid application. Some factors taken into consideration when calculating your EFC are parental income and assets and student's income and assets.

Cost of Attendance - Expected Family Contribution = Need

Some financial aid is need-based, meaning you must demonstrate need in order to qualify for this type of aid (such as Pell Grant). Other aid, such as scholarships are merit-based (not need-based), meaning that you do not have to demonstrate need in order to be eligible. The total amount of aid a student receives, whether it is need-based or non-need based, cannot exceed a student's cost of attendance.


In order to be eligible for federal aid, a student must be a U.S. Citizen, U.S. National, or an eligible Non-Citizen who holds an Alien Receipt Card (Form I-151 or Form I-551).


Students must be Texas residents in order to qualify for state aid.

Satisfactory Academic Progress Policy

Federal regulations require the Office of Financial Aid to monitor student progression towards the completion of a degree and/or certificate program at the undergraduate and graduate levels.  The Satisfactory Academic Progress Policy (SAPP) includes quantitative and qualitative measures of progress.  The quantitative measure requires that a specific number of credits be completed each academic year to remain eligible for financial aid.  The qualitative measure requires maintaining a minimum institutional Grade Point Average (GPA).

Compliance with the SAP Policy will be verified at the end of each semester. SAPP rules apply to all semesters of enrollment whether financial aid was received or not.

Click here for the current SAP Policy.

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