Office of Financial Aid

First-time borrowers on or after July 1, 2013 have a limit on the maximum period of time (measured in academic year) that they can receive Direct Subsidized Loans. Students may not receive Direct Subsidized Loans for more than 150 percent of the published length of the program. This is called "maximum eligibility period." The Maximum eligibility period is generally based on the published length of the student's current program. For example, if a student is enrolled in a four-year bachelor's degree program, the maximum period for which Direct Subsidized Loans can be received is six years (150 percent of 4 years = 6 years).